Datachain, Inc. (CEO: Tetsushi Hisata; hereinafter “Datachain”), which is engaged in building next-generation financial and payment infrastructure leveraging blockchain technology, has entered into a basic agreement for a business alliance with finoject, Inc. (CEO: Kimihiro Mine; hereinafter “finoject”), a consulting firm operating at the intersection of finance and digital technology.

The alliance aims to establish an integrated support framework for businesses handling stablecoins, which are classified as Electronic Payment Instruments under Japanese law. The two companies will jointly support regulatory framework design, registration applications, system architecture, and system development.

The companies will primarily support businesses seeking registration as Electronic Payment Instruments Service Providers, offering end-to-end assistance from business planning through post-launch operations.

Electronic Payment Instruments Service Provider registration requires a high degree of expertise across both regulatory and system-related requirements. Through this alliance, Datachain and finoject will integrate areas that have traditionally been handled separately, regulatory and operational support, and system development, to provide comprehensive support spanning regulatory design, registration applications, system implementation, and business launch.

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Stablecoin Adoption in Japan Enters a New Phase

Following amendments to Japan’s Payment Services Act, certain stablecoins have been formally recognized as Electronic Payment Instruments. Financial institutions and a wide range of other businesses are now accelerating initiatives to utilize stablecoins.

Stablecoins are expected to serve as a new form of financial infrastructure across a variety of use cases, including corporate payments, cross-border remittances, and integration with Web3 services. At the same time, significant barriers to market entry remain.

Two of the most prominent challenges are:

• Sophisticated compliance with financial regulations, licensing requirements, and AML/CFT obligations
• The design and development of systems that address applicable regulatory requirements

These two areas are closely interconnected, and a stablecoin business cannot be successfully launched by addressing only one of them.

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Designing Regulatory and System Requirements as a Single Project from the Outset

Under this alliance, finoject will contribute its extensive practical expertise in financial regulation, financial licensing, and AML/CFT, while Datachain will provide its technical expertise in blockchain, stablecoins, and financial and payment systems.

By integrating regulatory design and system design from the initial stage of a project, the companies aim to:

• Align regulatory and system requirements from the outset
• Develop architectures capable of accommodating future regulatory changes
• Implement systems with post-launch operations in mind

Through this approach, Datachain and finoject will provide robust support for businesses entering the stablecoin market.

The objective of the alliance is not limited to supporting registration. The two companies aim to build business infrastructure that enables stablecoin services to operate effectively and grow sustainably after registration has been obtained.

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Roles of Each Company

Datachain

Drawing on the blockchain research and development capabilities it has cultivated since its founding in 2018, Datachain will be responsible for:

• Defining system requirements based on business and regulatory requirements
• Designing and developing stablecoin, wallet, and payment systems
• Designing architectures that connect blockchain networks with existing systems
• Implementing systems that address security, access controls, transaction management, and audit requirements
• Providing technical support from proof-of-concept projects through commercialization

Datachain will support clients from a systems perspective by leveraging the expertise it has developed through stablecoin and cross-border payment initiatives with financial institutions and businesses in Japan and overseas.

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finoject

Drawing on its expertise in supporting applications for Electronic Payment Instruments Service Provider registration and other financial licenses, finoject will be responsible for:

• Organizing registration requirements based on each client’s business model
• Supporting the preparation of application documents
• Advising on and supporting communications with regulatory authorities
• Supporting the establishment of AML/CFT and internal control frameworks
• Providing operational support following business launch

finoject will support clients from a regulatory and operational perspective, leveraging practical experience gained through numerous financial licensing projects, including cryptoasset exchange services, Electronic Payment Instruments Service Providers, funds transfer service providers, and financial instruments business operators.

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New Value Created Through the Alliance

A stablecoin business cannot be launched through regulatory compliance alone. Conversely, even a highly sophisticated system is not sufficient to obtain the necessary registration.

Regulatory compliance and system design must be considered together from the business planning stage in order to create a service that can function effectively in the market.

Datachain develops financial infrastructure that connects existing financial systems with blockchain networks, with a particular focus on blockchain interoperability technology, stablecoins, and cross-border payments.

To date, Datachain has worked with financial institutions and businesses in Japan and overseas on the practical implementation of on-chain finance. Its initiatives include collaboration with Progmat, Inc. in stablecoin-related businesses and cross-border remittance projects using stablecoins integrated with the Swift system.

finoject is a consulting firm specializing in Web3 finance and has supported numerous projects involving financial licensing and the establishment of AML/CFT frameworks.

In November 2025, finoject was named a “Rising Star” in the “Best Transaction Monitoring Solution” category at the Regulation Asia Awards for Excellence 2025. In February 2026, its initiative to enhance AML measures for digital asset transactions was selected as a support project under the Financial Services Agency’s FinTech Proof-of-Concept Hub.

The social implementation of stablecoins will increasingly require market participants capable of understanding both regulatory and technological requirements. Through this alliance, Datachain and finoject aim to establish a core support framework that connects these two domains.

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Future Outlook

Based on this basic agreement, Datachain and finoject will proceed with the development of their joint support framework and expand support for businesses seeking to enter the market as Electronic Payment Instruments Service Providers.

By supporting market entry from both regulatory and technical implementation perspectives, the companies will contribute to the sound development of Japan’s stablecoin market and the practical implementation of new financial infrastructure.

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About Datachain, Inc.

Guided by the vision of "Enabling the World to Interact Transparently as One Network", Datachain builds on its blockchain R&D foundation established at its 2018 founding. Through its stablecoin, tokenized deposit, enterprise Web3 wallet, cross-chain infrastructure, and privacy layer businesses, the company is driving the real-world implementation of next-generation financial and payment infrastructure.

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Company Overview

• Company name: Datachain, Inc.
• CEO: Tetsushi Hisata
• Address: Roppongi Grand Tower 35F, 3-2-1 Roppongi, Minato-ku, Tokyo, Japan
• Established: March 2018
• URL: https://www.datachain.jp/

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About finoject, Inc.

• Company name: finoject, Inc.
• CEO: Kimihiro Mine
• Address: 1-30-14-409 Yoyogi, Shibuya-ku, Tokyo, Japan
• Established: September 2021
• URL: https://www.finoject.com/