Datachain Obtains Japanese Patent for Swift-Integrated Stablecoin Remittance System
May 1, 2026
TOKYO, Japan — May 1, 2026 — Datachain, Inc. (CEO: Tetsushi Hisata; hereinafter "Datachain") is pleased to announce that a patent for a Swift-integrated stablecoin remittance system has been officially registered with the Japan Patent Office.
The patent application, originally announced on October 22, 2024 (*1), has now been formally granted. Going forward, in line with the issuance of trust-type stablecoins (the third category of Electronic Payment Instruments under Japan's Payment Services Act), Datachain will work with financial institutions in Japan and abroad to bring the remittance scheme covered by this patent into practical use and expand its adoption.
1. Patent Overview
This patent relates to a stablecoin remittance system integrated with the Swift system. Specifically, the patent protects the system architecture and processing methods that enable bank-intermediated stablecoin transfers by leveraging the API framework of Swift, the existing international interbank messaging network.
The system is designed to address practical requirements such as AML/CFT compliance and other regulatory obligations, while allowing originators to execute fast, low-cost cross-border payments through their familiar bank-based remittance experience, without needing to be aware of the underlying stablecoins or blockchain.
■ Patent Details
Patent information inquiry page: https://www.j-platpat.inpit.go.jp/?uri=/c1801/PU/JP-2026-058329/11/ja
2. Significance of the Patent
The cross-border payments market reached approximately USD 194 trillion in 2024 (*2), and the G20 has called for fundamental improvements across four dimensions: cost, speed, access, and transparency. As jurisdictions worldwide rapidly advance stablecoin-related regulatory frameworks, similar schemes connecting Swift with stablecoin rails are expected to emerge globally.
With this Japanese patent registration, Datachain has secured intellectual property rights over the core technology of their Swift-integrated stablecoin remittance system, further strengthening their competitive position in the global market. The companies are also pursuing an international application under the Patent Cooperation Treaty (PCT) as well as filings in other key jurisdictions, expanding the scope of IP protection on a global scale.
3. Future Outlook
In Japan, proof-of-concept initiatives for cross-border payments and securities settlement using trust-type stablecoins (the third category of Electronic Payment Instruments) are currently underway with support from the Financial Services Agency's "FinTech Proof-of-Concept Hub / Payment Innovation Project (PIP)."
In step with the progress of trust-type stablecoin issuance and circulation in Japan, Datachain will work with financial institutions in Japan and abroad to implement and expand the adoption of the remittance scheme protected by this patent, which bridges Swift and stablecoin rails.
*1: Press release: "Patent Filing for Cross-border Stablecoin Transfer Platform Integrated with Swift" (October 22, 2024) https://www.datachain.jp/news/patent-filing-for-cross-border-stablecoin-transfer-platform
*2: FXC Intelligence, "NEW DATA: cross-border payments market now worth over $194tn and is forecast to reach $320tn by 2032" (January 16, 2025) https://www.fxcintel.com/research/reports/how-big-is-the-b2b-cross-border-payments-market